Stay Safe from Identity Theft

Here are some tips to protect yourself against identity theft:

1.    Protect your personal information. It's a valuable commodity.
2.    Only share your credit card or other personal information when you're buying from a company you know and trust.
3.    Know who you're dealing with.
4.    Walk away from any company that doesn't clearly state its name, physical address, and telephone number. A Web site alone or a mail box drop should raise suspicions.
5.    Don't rely on verbal promises. Get all promises in writing and evaluate them carefully before you make any payments or sign any contracts.
6.    Read and understand the fine print in any written agreement.
7.    Don't pay "up-front" for a loan or credit. Remember that legitimate lenders never "guarantee" a loan or a credit card before you apply, especially if you have bad credit, no credit, or a bankruptcy.